myannuity.org is the research hub agents quietly use to check products, riders, and small print. Now you can access the same independent data to answer questions like “Did I buy the right annuity?” and “What am I really paying for?”
No log-in. No sales pitch. Just clear, citation-backed answers.

For years, independent advisors and agents have used our data sheets and product maps to understand how annuities really work beneath the marketing brochure. myannuity.org was built by research analysts, actuaries, and former product designers — not salespeople.
Our promise: “We verify your annuity options with your agent or ours.”
Consumers reviewing an annuity they already own
Retirees comparing income options before they sign
Agents who want research-grade explanations for clients
"Not sure where to start? No Obligation To Compare"
Drill into financial strength, product quality, and contract fine print — without a company paying for better placement or ratings on this site.
Independent overviews of major annuity carriers with financial strength ratings, product mix, and contract design notes.
Financial strength & ratings summary
Types of annuities offered
Notable product features & gaps
Common marketing claims to verify
See which design features tend to generate complaints or liquidity issues across different companies.
Complex bonuses
Rider fees: Account Value vs Income Value
Unrealistic illustration assumptions
Restrictions in riders
Side-by-side views of fee structures, surrender schedules, riders, and income guarantees for popular contracts.
Income rider cost vs. benefit
Cap, spread, and participation logic
Liquidity and penalty timelines
What happens if you exit early?
Guides designed to read before you sit down with an agent so you can control the conversation.
Resources for owners asking if the contract they signed still makes sense today.
Deeper dives, whitepapers, and model-based articles for consumers who want the full math.
If you decide you want human help, we connect you with analysts and fee‑only planners who use our research — not with agents chasing commissions. They are vetted specifically for their willingness to say, “You don’t need an annuity,” when that’s what the data shows.