Unbiased Annuity Research Appointment

Skip commission-driven pitches. Make annuity decisions with research, not pressure.

myannuity.org is the research hub agents quietly use to check products, riders, and small print. Now you can access the same independent data to answer questions like “Did I buy the right annuity?” and “What am I really paying for?”

No log-in. No sales pitch. Just clear, citation-backed answers.

Consumer reviewing unbiased annuity research on myannuity.org

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Guaranteed Income for as Long as You Need It

About myannuity.org

The research backbone agents rely on — opened to consumers.

For years, independent advisors and agents have used our data sheets and product maps to understand how annuities really work beneath the marketing brochure. myannuity.org was built by research analysts, actuaries, and former product designers — not salespeople.

  • Side-by-side comparisons of leading annuity companies and contracts
  • Plain-language breakdowns of riders, fees, caps, and guarantees
  • Research articles shaped by the real questions consumers and advisors ask
  • A guided workflow for answering “Did I buy the right annuity?” with evidence

Our promise: “We verify your annuity options with your agent or ours.”

Who uses myannuity.org?

  • Consumers reviewing an annuity they already own

  • Retirees comparing income options before they sign

  • Agents who want research-grade explanations for clients

"Not sure where to start? No Obligation To Compare"

Annuity Companies

Compare annuity companies the way professionals do.

Drill into financial strength, product quality, and contract fine print — without a company paying for better placement or ratings on this site.

Company Profiles

Independent overviews of major annuity carriers with financial strength ratings, product mix, and contract design notes.

  • Financial strength & ratings summary

  • Types of annuities offered

  • Notable product features & gaps

  • Common marketing claims to verify

Red-Flag Reporter

See which design features tend to generate complaints or liquidity issues across different companies.

  • Complex bonuses

  • Rider fees: Account Value vs Income Value

  • Unrealistic illustration assumptions

  • Restrictions in riders

Contract Deep Dives

Side-by-side views of fee structures, surrender schedules, riders, and income guarantees for popular contracts.

  • Income rider cost vs. benefit

  • Cap, spread, and participation logic

  • Liquidity and penalty timelines

  • What happens if you exit early?

Before you buy

Guides designed to read before you sit down with an agent so you can control the conversation.

After you buy

Resources for owners asking if the contract they signed still makes sense today.

Advanced & research

Deeper dives, whitepapers, and model-based articles for consumers who want the full math.

Bypass the sales pitch

Talk to a research team that doesn’t get paid if you buy.

If you decide you want human help, we connect you with analysts and fee‑only planners who use our research — not with agents chasing commissions. They are vetted specifically for their willingness to say, “You don’t need an annuity,” when that’s what the data shows.

  • No commissions from annuity carriers
  • Research notes provided in writing
  • You decide whether to involve an advisor
  • Designed to complement, not replace, your existing team